Attention homeowners in Chatham, Effingham & Bryan Counties: Need an appraisal?

Here are the top reasons GA homeowners hire Spindrift Appraisals & Real Estate, LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge the county's assessment of your property
  3. Remove PMI to cut a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Chatham county or GA

Do you own a home in or near Savannah? Do you need help determining the value of your real estate?
Contact Spindrift Appraisals & Real Estate, LLC.

At Spindrift Appraisals & Real Estate, LLC, we understand the unique needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Spindrift Appraisals & Real Estate, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Spindrift Appraisals & Real Estate, LLC, we're veterans in helping folks just like you remove undesirable PMI insurance.

Challenging Chatham, Effingham or Bryan county's assessment of your property

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Spindrift Appraisals And Real Estate, LLC is your weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Spindrift Appraisals & Real Estate, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would wish to have a veteran appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Spindrift Appraisals & Real Estate, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.